Research

My research is in empirical banking: how banks price deposits and use market power, how bank networks and consolidation shape local markets, and how misconduct and enforcement affect bank and firm behavior, with related work in corporate finance and innovation. Full lists on SSRN and Google Scholar.

Deposit Markets and Banking Misconduct and Enforcement Corporate Finance and Innovation Other Publications Presentations

Deposit Markets and Banking

  1. Banking on Politics: How County Partisan Identity Shapes Deposit Allocation
    with George R. Clarke and Alicia Garcia
  2. Closing Branches, Keeping Deposits: Bank Consolidation and the Price the Network Sets
    Solo-authored
  3. The Deposit Franchise and the Limits of Local Pricing
    Solo-authored
  4. Faith and Finance: The Impact of Religiosity on Bank Deposits
    with Lukai Yang and Xiaochuan Song

Misconduct and Enforcement

  1. Litigation Penalties and Bank Lending: Evidence from U.S. Bank Holding Companies
    with Ayman Samak and Lukai Yang
  2. Cheap Talk After the Fine? Regulatory Penalties and the Language of Corporate Integrity
    Solo-authored
  3. Committed or Caught? Geographic Dispersion and Corporate Misconduct
    Solo-authored
  4. Stretched Thin: Multi-State Banking, Monitoring, and Misconduct
    Solo-authored
    Listed in the top 3%, experimental AI Referee Paper Leaderboard, Georgetown University’s AI, Analytics, and the Future of Work Initiative (October 16, 2026).

Corporate Finance and Innovation

  1. R&R Geographic Dispersion and the Cost of Debt
    Solo-authored
  2. R&R Spillover Effect of Non-technological Strategic Alliances on Innovation
    Solo-authored
  3. How Perceived Job Codification Buffers Age-Related Gaps in Employees’ Technology Proficiency: A Study of AI
    with Lukai Yang and Xiaochuan Song
  4. Marketing Alliances and Innovation: Pathways to Competitive Advantage
    with Xiaoxu Wu

Other Publications

  1. Fraud Detection in Banking: Leveraging AI to Identify and Prevent Fraudulent Activities in Real-Time
    with Janifer Nahar, Niger Sultana, and Abdul Awal Mintoo · Journal of Machine Learning, Data Engineering and Data Science, 2024
  2. The Role of Digital Banking Features in Bank Selection: An Analysis of Customer Preferences for Online and Mobile Banking
    with Janifer Nahar, Md. Waliullah, and Razia Sultana Borna · Frontiers in Applied Engineering and Technology, 2024
  3. A Study of the Perception and Behavior of the Depositors in the Banking Sector of Bangladesh
    with Md. Mohiuddin Siddique and Md. Shahid Ullah · Research Monograph, BIBM, 2018
Seminar and Conference Presentations

2026: Southern Finance Association Annual Meeting, Decision Sciences Institute Annual Conference, 30th Annual Western Hemispheric Trade Conference

2025: 29th Annual Western Hemispheric Trade Conference

2023: Southern Finance Association Annual Meeting, FDIC Bank Research Conference, Financial Management Association Annual Meeting, Eastern Finance Association Annual Meeting, Southwestern Finance Association Annual Meeting

2022: AFA Annual Meeting Ph.D. Poster Session, World Finance & Banking Symposium, Southwestern Finance Association Annual Meeting, Louisiana State University (Finance Seminar Series), Louisiana State University (Economics Brown Bag Seminar)

2021: AFA Annual Meeting Ph.D. Poster Session, World Finance & Banking Symposium, Southwestern Finance Association Annual Meeting, British Accounting and Finance Association Doctoral Consortium

2020: Southern Finance Association Annual Meeting, 33rd Australasian Finance and Banking Conference, Louisiana State University (Finance Seminar Series)

2019: Louisiana State University (Finance Seminar Series)